How We Handle HBL Transfer
We run HBL Transfer as a bank-reference process, not as a vague wallet step. You start from your 77at cashier screen, copy the amount and reference exactly, then complete the transfer inside your HBL app or branch channel where local law permits. Our cashier team checks the sender name, amount, time stamp and reference before crediting your account, so mismatched slips can
be found quickly.
